If you are a college student living on “just enough” to get you by, you might sometimes wish that you were born with a silver spoon in the mouth, just like that guy driving the Range Rover in campus the other day. However, as I am sure you would not be surprised to know, the moneyed also need to know how to manage their finances, or else lose it. Believe it or not, the reason why it is easier for the previous generations to keep their money is because they have smaller families. Family fortunes ted to thin out as soon as the next kid decides to get married and have a dozen children, imagine how thin it would be for the grandchildren.